Category: Biz

Why Investing In Land And Property Makes So Much Sense (As A Filipina)

Why Investing In Land And Property Makes So Much Sense (As A Filipina)

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The Philippines is a growing country in terms of population and the economy. And it shouldn’t come as any surprise why. Being on the ground in the country, you get the feeling that people actually like each other and want to support each other in their ventures. Young people are excited and happy, and most come from families who support and take care of them. While there may be some poverty left in some areas, the vast majority of people feel like they are part of a community and want to join in with everything that’s happening in the country. 

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2024 LOOK BACK: A Year of Growth, Celebration, and Dreams Taking Shape

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As the clock ticks closer to the end of 2024, I can’t help but reflect on what an incredible year it has been for our family. This year wasn’t just about celebrations; it was about growth, stepping out of comfort zones, making bold moves, and seeing long-held dreams start to take shape. And so, as I sit down to reflect on 2024, I feel a mix of emotions. Though the latter part of December saw me struggling with a wave of depression, I now realize it was likely hormonal — my period suddenly arrived after a delay, which made me wonder if I might be entering perimenopause.

It wasn’t just hormones, though. My VA business has grown exponentially this year — I now have 12 clients! On top of that, I juggle multiple roles in our businesses: as co-owner and Chief Marketing Officer of our hotel, restaurant, cafĂ©, and catering business, all while trying to keep up with the many business and personal development courses I’ve enrolled in. Somewhere along the way, I over-fatigued my already overloaded system.

Thankfully, I have my husband, Hanz, by my side. His unwavering support, his constant reminders to take breaks, and his effort to make sure my “love cup” is always filled to the brim helped me push through. Looking back at all that we’ve accomplished this year, the sadness has lifted. It’s been replaced by a deep sense of gratitude, hope, and joy for every big and small blessing that has come our way.

Here’s a month-by-month look back at the highlights of this unforgettable year. (Note to self: I hope to blog about each of these things in more detail this coming 2025…)

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How to be Unbreakable by Rob Dial and Dean Devries

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OMG! I just finished the 1st of 2 live events of Rob Dial and Dean Devries. It’s about how to be UNBREAKABLE despite life’s uncertainties. They are teaching us, FOR FREE, how to be the person we want to be despite all the craziness we are all experiencing in the world today. It was so inspiring and uplifting!!! Thank you, guys!!!

Basically it’s about being a better version of you a year from now. They are teaching us concrete ways on how to go about it. I’m so excited to be Jen 2.0 or maybe 5.0? Lol! I’ve changed so much over the years I’ve lost count! It’s so motivating! Excited for the 2nd part tomorrow! In case you want to join, just head to https://www.robanddean.com/unbreakable-1 and try to register if still possible. Join also the Facebook group: https://www.facebook.com/groups/538088811356136

Just a little background
 Rob Dial is my go to podcaster every day when I do my workout and morning walk. The title of his podcast is The Mindset Mentor. You familiar with him? He’s on Spotify and Apple. He helped me a lot get to this level where I am now — more calm, more successful, more positive. And I just want to continue applying what I’ve been learning from him. He’s a great fan of Napoleon Hill’s Think and Gor Rich (a book I super love!), and I assume of Tony Robbins‘ teachings as well because many of his podcasts resonate with Tony Robbins’ teachings. 

One thing I want to share with you that Rob and Dean said is this: 

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Thoughts About Real Estate and Mortgages in These Trying Times

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Hello, hello, hello!

I’ve been catching up on a TON of work since we got engaged!!! A lot of things have been going on in my personal life as well but I’m hoping to share more of our adventures real soon. And one of these adventures that I’d like to share here with you now is not just about travels that we’ve been doing but more importantly, stuff that we’ve been accomplishing to help fulfill those goals we’ve set out for ourselves for this year and the next. I gave you some ideas before about how to reach your goals for 2022 and I’ve also shared with you some financial tools if your goal is a financial one.

So, this other adventure that I want to share here with you is also a bit related to finances. As you may know, Mahal and I are getting married next year and we are in the works of fulfilling our dream of having a beach wedding in Mactan, Cebu. Even if what we want is just an intimate one with only a few guests, it would still be considered as a big spend for us frugal folks so we’re doing everything we can to augment our income. We don’t want to spend so much on the wedding because we have a bigger fish to fry so to speak. Or shall I say “fishes”? Teehee.

And these “fishes” are:

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3 Ways to Use Home Equity to Generate Passive Income

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When one is at the point in their life asking themselves “Should I rent or buy a house?” many questions are going to come to mind. They might be thinking about whether where they are looking to buy is where they really want to settle down and if not, will it be somewhere that’ll be easy to rent out. It’s also more than fair to think about what the market is going to look like for the coming years and what that’s going to mean when they are looking to sell. 

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10 Financial Tools and Tips That Can Help You Stick to Your Budget and Grow Your Money This 2022

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We’re heading to the 3rd week of the new year. Have you started working on your 2022 goals and dreams yet? Perhaps, my previous blog post can help you as I shared there 3 strategies I use to reach mine —> How to Get Anything You Want – 3 Strategies to Help You Achieve Your Goals in 2022

If your 2022 goal has something to do with finances like mine, then stick around because I’ll be sharing with you some basic tools and tips I’ve used and continue to use to keep my finances in check, stay out of debt, thereby helping me save more, invest more, retain a good cash flow, and let my money grow. 

I think even before one thinks about the more complicated nature of finance, it is best to tackle the basics first which is HOW TO BUDGET RIGHT. I believe this is an area where many of us fail from time to time, if not every single time! I’ve been there in my 30’s. I’ve always wanted to budget well but I’ve always ended up in debt
 huge debts to the point that my precious house – the product of my own blood, sweat, and tears — almost got repossessed by the bank!                                    

Good thing I was able to start getting out of that rabbit hole and just before I hit my 40’s, I was finally debt-free! I even managed to finish my home mortgage payments back in 2017 making me a proud home owner of a two-story townhouse in one of our capital’s central business districts where real estate prices go high! I’m about to turn 44 next month and I’m happy to say that I’ve maintained my debt-free status ever since. Perhaps you might think it was wisdom that comes with getting older coupled with discipline. It’s both, but it’s also more than that too. I’ll share with you the basics below. 

The financial tools and tips I’ve used to help me budget well and which can help you stick to your budget too are as follow:

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New Year's eve

My Little New Year’s Eve Diary

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When I think about what 2020 has been for us, I have nothing but prayer of thanks. 

Though this pandemic did affect some aspects of our business, we were able to pivot, adjust, and not only survive but thrive. Truth is, in the 3 years that we’ve lived in Cagayan de Oro, 2020 has been our most successful year. And for that, THANK YOU, GOD! 

A huge part is because living and working from home is not new to us. We’ve always been the introverted type and my work has always been online, so it didn’t really change our routine much. And because most of the world turned online, business has never been better.  It also helped that we got out of our tiny pad. Since travel was restricted, our original plan of living somewhere half the time and living in the tiny pad the other half of the time was no longer possible. I needed space to breathe and just be and I’m so happy we got to experience living in a cozy house here in Cagayan de Oro City. Before the year approached its end, we even got to host online and overnight parties. 

But don’t get me wrong
 There were dark days, yes. Days when I felt like the world was going to end as if we’re entering the era of zombie apocalypse


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Christmas

Unexpected Christmas Wishes Coming True

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It’s true what they say… when you least expect it, that’s when the magic happens. For the most part of the year, and the last 3 years before that, I thought we will have the same Christmas as before — we used to live in a tiny pad, so decorating our home for Christmas was not an option then. Instead, we’d go to a hotel resort here in Cagayan de Oro City and spend an overnight stay for both Christmas and New Year. Although on our first Christmas here in 2017, we celebrated it at our farm with our people. I’ve still yet to blog and vlog about those amazing hotel resort stays we did but I really plan to (next year, hopefully, as throwback features). Oh wait, I did blog about our Seda Centrio New Year Stay.  

Well, this year, (in a way, thanks to this pandemic — we got to transfer to a cozy house — looking at the silver lining here), my long overdue wish of spending Christmas in a beautiful, cozy home I personally decorated, hosting a party if possible, and just chilling and pigging out over a simple Noche Buena feast in our pajamas — finally came true!!! I’m so happy, I really can’t stop expressing it! I’ve been saying it on my social media posts and even offline to Mahal. I’m just really so happy. Hallelujah! 

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Musiga Vlog Review

MUSIGA Featured On Jeanmay and Julianne’s Vlog!

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Mahal and I just saw the very entertaining and funny vlog of two of our customers where MUSIGA (Mushroom Sili Garlic paste), one of our Tuscany Highlands products, was featured on their Mukbang Youtube video. The beautiful, talented, and funny vloggers are Jeanmay and Julianne. They’re the two lovely daughters of Cherry Mae Roa, my former high school batchmate from Lourdes College High School here in Cagayan de Oro City, who recently bought 2 variants of our MUSIGA — mild spicy and sweet & spicy!

In their mukbang video, the two pretty ladies ate different kinds of food. They had Kimchi Rice, Kimbap, Kimchi, Cheese & Scrambled Eggs, Pancit Canton, Soju, and our MUSIGA. Out of all the food they had, we’re super glad they liked our Musiga too! According to them, it added the much-needed flavor to what they were eating. We’re so happy! Muuaaahhhh!!! (^_^)

I was really delighted when Cherry told me last week that her daughters are going to feature our MUSIGA product on their Youtube Channel! And now it’s here! Thank you so much my dears!!! Watch their vlog, like, and subscribe —>  Jeanmay and Julianne


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Real Talk

REAL TALK: Tiny Pad Tour And Business Update In This Time Of Pandemic

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THIS IS AS REAL AS I CAN GET! This was an unplanned rant and rave video. I was testing a camera app I downloaded to my 7-year old Samsung Note 3 which I also had repaired and this was the unexpected result of that test. Pardon all my fats, pls! Lol! 😆😆😆

I also realized how verbose I can be! I never knew myself to be this talkative! I can go on months without talking to someone (yep, introvert here) but once I start talking with no one trying to stop me, I can go on, and on, and on.. hahaha! THIS IS ME IN THE MIDST OF THIS PANDEMIC! How about you??? How are you???


Anyway, here are the links of the topics mentioned in my monologue.

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Tuscany Highlands Mushroom Training Group

Tuscany Highlands Oyster Mushroom Cultivation Online Training Program [Everything You Need to Know]

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I’ve mentioned in my previous blog post that “the month of May has been nothing but awesome”. Well, aside from getting featured on two big-time online publications (Wiki.EzVid.com and Connected Women), this is also the month that our Oyster Mushroom Cultivation Online Training Program has begun to soar! This is aside from the fact that we have been selling fresh mushroom harvests, fruiting bags, spawns, starter kits, Musiga and other mushroom products.

But first things first. Let’s talk about Tuscany Highlands’ Oyster Mushroom Cultivation Online Training Program. I’ll start with a bit of an overview and how we have progressed from doing hands-on during pre-Covid times to going online after the pandemic was announced. Then at the end of this blog post, I’ll give you the details of our Oyster Mushroom Online Training Program. So if any of you reading this would want to be oyster mushroom growers in the near future, you may do so even if you’re just at the comforts of your own home.

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